Crank-Nicolson Analysis of Black-scholes Equation and Effects of Covariance Properties for Stock Market Prices

Mandah O.C

Department of Mathematics & Statistics, Captain Elechi Amadi Polytechnics, Port Harcourt, Nigeria.

Anthony, C.

Department of Mathematics & Statistics, Ignatius Ajuru University of Education, Port Harcourt, Nigeria.

Amadi, I.U

Department of Mathematics & Statistics, Captain Elechi Amadi Polytechnics, Port Harcourt, Nigeria.

*Author to whom correspondence should be addressed.


Abstract

This paper analyzes the Black-Scholes partial differential equation for European option pricing using both analytical and numerical approaches. The Crank-Nicolson finite difference method is employed to obtain approximate solutions for call and put options, which are then compared with closed-form Black-Scholes prices. A covariance matrix analysis and quantile-quantile (QQ) normality test are conducted to evaluate the statistical properties of the approximate solutions. The results show a strong correlation between the analytical and numerical outcomes, supporting the robustness of the Crank-Nicolson approach in modeling option prices. These findings provide valuable insights for investors and enhance the reliability of numerical methods in financial decision-making.

Keywords: Black-Scholes, stock market, Crank-Nicolson, covariance, option traders


How to Cite

O.C, Mandah, Anthony, C., and Amadi, I.U. 2025. “Crank-Nicolson Analysis of Black-Scholes Equation and Effects of Covariance Properties for Stock Market Prices”. Asian Journal of Pure and Applied Mathematics 7 (1):424-36. https://doi.org/10.56557/ajpam/2025/v7i1214.

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